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At INVESTMENT ONE Financial Services Limited, we offer the following Trust Services:
We act as Debenture Trustee or Security Trustee in syndicated lending transactions, protecting the interest of the lenders (banks) in the borrowing company's secured assets and ensuring that covenants and undertakings by the borrowing company are regularly complied with. We also enforce security in the event that the borrowing company fails or defaults in its obligations to the lenders.
In Mutual Funds, Unit Trust Schemes and Real Estate Investment Trusts, our role is to protect the interest of the Unitholders by exercising oversight functions over the activities of the Fund Managers and ensuring their compliance with the Investment and Securities Act, the Rules and Regulations made pursuant thereto and the Trust Deed in particular. We also act as Bond Trustee to local and international Bond Issues by making certain that interest and principal payments are met by the Issuer as they fall due and the Issuer performs its obligations without fail. We represent the interest of Noteholders in Note Issuance Programmes as the Note Trustee.
Estate Planning and Private Trusts
We render advice to our clients in their Estate Planning process whether it is the making of a will or a Trust.
We act as executors and trustees of Wills thus providing the necessary professional skill required to administer the estate of the Testator, pay estate taxes and distribute estate in accordance with the terms of the Will.
We assist our clients to set up a Trust whereby they can transfer their wealth and assets to us and avoid estate tax implications. Our clients also gain the additional advantage of having their wishes being carried out perfectly without fear or favour because they have entrusted their assets to a professional and reputable trust company.
The distribution of their estate during and after lifetime is in their control and is tailor-made to suit their unique needs. As professional asset managers, we offer our clients sound and prudent management of their assets even as we accumulate more wealth through prudent investment for them and their successive generations.living trust (inter vivos trust) sets out instructions on how your wealth should be managed in the lifetime of the client and distributed after death. The instructions are contained in a document called a “Trust Deed”.
Wealth is transferred to us as the “Trustee” during the lifetime of the client and is managed for the benefit of persons called “the Beneficiaries”. A living trust presents numerous advantages such as confidentiality as details of your trust are not subject to public scrutiny thereby making it more difficult for third parties to challenge the distribution of trust estate; the legal formalities of a will are dispensed with and the Probate Court has no jurisdiction over Trust assets.